4 Common Tactics Insurance Adjusters Use To Deny Or Devalue Personal Injury Claims
If you have suffered injuries in an accident in South Carolina because of another party’s negligence, you have the right to recover compensation. To recover compensation after suffering injuries in an accident in South Carolina because of another party’s negligence, you need to file a personal injury claim with the at-fault party’s insurance company. Unfortunately, just because you deserve fair compensation for your injuries and damages does not mean you will be fairly compensated. Insurance companies always do their best to deny or devalue personal injury claims. Insurance adjusters are trained to promote the ultimate goal of insurance companies, which is to pay out nothing or as little as possible on every personal injury claim. This article discusses some common tactics insurance adjusters use to deny or devalue personal injury claims.
Calling You Soon After Your Injury
It is very common for an insurance adjuster to call a victim shortly after their accident. The main reasons an insurance adjuster will contact you soon after your accident are so they can catch you off-guard;
- In a vulnerable state
- Before you have had time to determine the full extent of your injuries
- Before you have had a chance to hire an attorney
When an insurance adjuster calls you, they will act very friendly and tell you that you can trust them. Because of your vulnerable state, you might be tempted to believe them. Do not. The insurance adjuster from the at-fault party’s insurance company is not your friend. They are just looking for information they can use against you later.
Asking for a Recorded Statement
When an insurance adjuster asks you to provide a recorded statement, you might think doing so will help you recover the compensation you deserve. The truth is that insurance adjusters do not record statements as a tool to pay victims what they deserve to be paid. Insurance adjusters often use recorded statements to deny and devalue victims’ claims. If an insurance adjuster asks you to give a recorded statement, remember that they are looking for information they can use to deny or devalue your claim.
Advising You Not To Hire an Attorney
If you mention to an insurance adjuster from the at-fault party’s insurance company that you want to hire an attorney, chances are, they will tell you that you don’t need an attorney. This is a common tactic insurance adjusters use. Personal injury attorneys possess skills and knowledge that insurance companies do not want claimants to know about. If an insurance adjuster tells you that you don’t need to hire an attorney, it is because they know an attorney will look out for your best interests and fight tirelessly for you.
Misrepresenting the Amount of Insurance Coverage Available
It is common for insurance adjusters to lie about the amount of insurance available to be paid on a claim. An insurance adjuster might claim that the insurance coverage available is lower than it actually is. It would help if you avoided easily believing what an insurance adjuster says about the available insurance coverage. Allow your personal injury attorney to help you determine the amount of insurance coverage available to be paid on your claim.
Contact the Gus Anastopoulo Law Firm
If you sustained an injury in an accident in South Carolina, our Charleston personal injury lawyer at the Gus Anastopoulo Law Firm is here for you.